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  • Writer's pictureChris Muellenbach

You don't have to spend money upfront to make money.

Many sellers face the same issue: their money is tied up in their home, and therefore they are not

able to make any upgrades to the property, or they do not want to have to liquidate funds to cover these costs.


Concierge Capital, made available by Notable, an independent lender, offers clients a 0% APR

loan with no up-front costs or hidden fees to help you prepare your home for market. Concierge Capital helps you enhance the marketability of your home and simplify the process of preparing it for sale.


• New Appliances

• Light Fixtures

• Paint

• Roofing

• Landscaping

• Moving & Storage

• DIY Projects

• Post-Inspection Repairs

And many many more!


Step 1: Apply For A Loan

Once you’ve signed an Exclusive Listing Agreement (ELA) with your agent, you can apply for Concierge Capital. From there, you can work with your Compass agent to come up with a refresh plan and budget.

Complete the loan application through Notable’s website at to determine loan eligibility. This quick online application will ask for customary loan underwriting information, as well as for the name of your Compass Agent. If you are applying using power of attorney on behalf of someone else or the property is part of a trust or estate, Notable will require additional documentation.

*Social Security numbers are collected for a soft credit check which should not impact your credit score or future loan / mortgage eligibility.

Once submitted, the Notable underwriting team will review your application. you should expect to hear back from Notable within 3 business days. Please note, some applications may require additional documentation, which Notable will request within that three-business-day window. At this time, homes held through LLCs and new development homes are ineligible for the Concierge Capital program.

Step 2: Agent Confirmation & Release of Funds

Once Notable has conditionally approved your application, your Compass Agent will receive an automatic request via email and text message to confirm that you have signed an Exclusive Listing Agreement.

Upon confirmation by your Compass Agent, funds will be disbursed to you via a Concierge Capital Debit Card. A virtual card will be made available the same day as approval and your physical debit card will arrive within 5 to 7 days.

For more informations, contact us today!

Disclaimer: Loans are provided by Notable Finance, LLC, NMLS# 1824748 and are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Compass is not a lender and is not providing loans as part of the Compass Concierge program.

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